Home Gro Kits
The ability to provide your customers with timely financing is crucial to the success of your business. The Home Gro Kit Consumer Finance Program serves this need by enabling you to deliver an end-to-end financing solution for your customers and their purchases. 
The Home Gro Kit Consumer Finance Program gives you a powerful sales tool to help close customers and maximize business opportunities.
Home Gro Kit an affiliate of Dr. J Grow Kits Inc. has designed an easy to use, dealer friendly, consumer financing program for selected hydroponic Dealers and Contractors.
Program Overview
- We specialize in Dealer originated small ticket consumer financing including cannabis grow equipment.
- Most transactions will require a simple on-line credit application.
- Most importantly, our products and processes are designed specifically to help YOU: Increase Sales • Improve Cash Flow • Enhance Margins
Program Benefits
- Simple on-line credit application- Requires minimal information
- Flexible financial product (rate, term and promotions)
- Contracts are open – may be paid out in full at any time
- Single point of contact for dealers
- Financing covers the cost of product, installation, extended warranties & taxes
Easy Dealer Process
- Application entered online by dealer
- Credit decisions in seconds
- Consumer loan agreement created online and printed by dealer
- Signed agreement and invoice submitted by fax for funding
- EFT payment to Dealer within 48 hours of receipt of properly executed loan documents

All Dealers must complete a Dealer Application, and be approved by Home Gro Kit.
Program and Credit Guidelines.
Our credit philosophy is to finance assets to creditworthy customers at competitive rates. We have set our credit criteria so as to select a borrower with clean credit who will have a sufficient ability to make payments throughout the term of the agreement.









